KAST
A stablecoin account with a Visa card, for people who want to hold US dollars and spend them by card. You can get US account details (ACH, wires and SWIFT, not offered in every country) and a EUR IBAN to receive money, and crypto sent on any of 14 networks is credited as dollars. KAST is a technology company, not a bank: your balance is a claim on KAST rather than a deposit, and it isn't insured. KAST doesn't publish a full list of the countries it serves (it's only in the app), so check before you sign up. This verdict is based on KAST's own terms and help pages; we'll add what users say once there are enough reviews to score.
What’s good
- US account details (ACH, wire, SWIFT) and a EUR IBAN to receive money, where offered
- Takes USDC, USDT and other crypto on 14 networks, credited as dollars
- $0 a month on the Standard plan, and a passport alone works as ID
Watch out for
- Not a bank: your balance is a claim on KAST and isn't insured
- The full list of countries it serves is only shown in the app
- $3 + 2% per ATM withdrawal, and $40 to deliver a physical card
—
Community score No score yet 5 confirmed
Opens from full list not published Both
Account type People and companies What you need to open it
As a person
- Passport, National ID, Driving licence or Residence permitOne is enough; a passport alone works
- Proof of addressSometimes asked
- SSN, if you live in the USITIN: not published
- Approval time10–15 minutes (automated); 1–3 business days (manual review)
As a company
- Registered in United States, Brazil and United Arab EmiratesConfirmed so far; full list not published
- Owners living abroadCase by case
- EIN, for US companiesOther companies give their local tax ID
- Proof of business addressIssued within 6 months; registered agent or virtual office address accepted
- Ownership or shareholder evidence
- Certificate of incorporation or business registration
- Trade name filingIf trading under another name
- Director signed authorization letterIf applicant is not a director
- Shareholder structure chartComplex ownership
- Identity verification of UBOs 25% or 10% regulated and controlling person
- Certified English translationIf documents not in English
- Approval timeMost accounts live within 24 hours of submission
✓ needed◐ sometimes asked– not needed? not published
Community score
—
Community score Not enough data What users say
Account safety Not enough data
Receiving money Not enough data
Fees and FX Not enough data
Support Not enough data
Products
Bank account details
Yes USD · ACH EUR · IBAN SWIFT wires BRL (PIX) MXN (SPEI CLABE) ARS (bank transfer) COP (Bre-B)
Card
Yes Visa Virtual ✓ Physical ✓ Apple Pay ✓ Google Pay ✓
- Card fee
- Virtual: 2 included (a $2 issuance fee applies in some regions); physical: $0 card + $40 delivery
- ATM
- $3 + 2% (plus FX fee if non-USD)
Get paid by platforms
Yes Upwork ? Fiverr ? PayPal ✓ Stripe ✓ Deel ? Payoneer ?
Send and withdraw
Yes- Fees
- USD ACH $1 or wire $15 (+0.08%), SWIFT $35; local currency typically $2 + 1% FX
Stablecoins
Yes USDC USDT PYUSD RLUSD
- Deposit networks
- Bitcoin, Ethereum, Solana, Tron, Polygon, BNB Smart Chain, Arbitrum, Avalanche C-Chain, TON, Base, Optimism, Stellar, XRPL, Sonic
Interest on balances
YesReserve Rewards (promotional cashback, not interest) on USD in the Reserve Account: 8% Standard, up to 10% Premium (first $50k), up to 12% Private (first $200k); variable T-bill-linked APY in the USDKY vault
Bank account detailsUSD · ACH, EUR · IBAN, SWIFT wires, BRL (PIX), MXN (SPEI CLABE), ARS (bank transfer), COP (Bre-B) ✓
USD · ACH EUR · IBAN SWIFT wires BRL (PIX) MXN (SPEI CLABE) ARS (bank transfer) COP (Bre-B)
CardVisa · Apple Pay · Google Pay ✓
Visa Virtual ✓ Physical ✓ Apple Pay ✓ Google Pay ✓
Card feeVirtual: 2 included (a $2 issuance fee applies in some regions); physical: $0 card + $40 delivery
ATM$3 + 2% (plus FX fee if non-USD)
Get paid by platformsConfirmed: PayPal and Stripe ✓
Upwork ? Fiverr ? PayPal ✓ Stripe ✓ Deel ? Payoneer ?
Send and withdrawUSD ACH $1 or wire $15 (+0.08%), SWIFT $35; local currency typically $2 + 1% FX ✓
FeesUSD ACH $1 or wire $15 (+0.08%), SWIFT $35; local currency typically $2 + 1% FX
StablecoinsUSDC, USDT, PYUSD, RLUSD ✓
USDC USDT PYUSD RLUSD
Deposit networksBitcoin, Ethereum, Solana, Tron, Polygon, BNB Smart Chain, Arbitrum, Avalanche C-Chain, TON, Base, Optimism, Stellar, XRPL, Sonic
Interest on balancesReserve Rewards (promotional cashback, not interest) on USD in the Reserve Account: 8% Standard, up to 10% Premium (first $50k), up to 12% Private (first $200k); variable T-bill-linked APY in the USDKY vault ✓
Reserve Rewards (promotional cashback, not interest) on USD in the Reserve Account: 8% Standard, up to 10% Premium (first $50k), up to 12% Private (first $200k); variable T-bill-linked APY in the USDKY vault
Not offered Multi-currency balances ✕ Crypto ✕
Fees
Fees checkedMonthly fee
$0 (Standard)
Paid tiers are billed yearly up front: Premium $1,000/year, Private $10,000/year. The Terms add a $1/month inactivity fee after 12 months with no transactions. KAST Business: Standard plan free, Business Global plan $10,000/year.
Receiving money
Stablecoins $0; USD ACH $2, Fedwire $15, SWIFT $30; EUR SEPA 0.5%
KAST pages disagree. The receive-USD article (Sep 2026) says SWIFT costs $35, and the SEPA article (Aug 2026) says SEPA deposits are free. I used the fees page updated 19 Oct 2026. Other crypto is auto-converted to stablecoin for a token-specific fee. SPEI and ARS deposits are 0%; COP and PIX deposits 1%.
Sending and withdrawing
USD ACH $1 or wire $15 (+0.08%), SWIFT $35; local currency typically $2 + 1% FX
Payouts go to bank accounts in 30+ currencies, priced per corridor (for example GBP $3 + 1%, AUD $4 + 1%, EUR via SEPA 1% with no fixed fee). Stablecoin withdrawals: $0.20 + 0.1% (Arbitrum) up to $6 + 0.1% (Ethereum), minimum $5. KAST Tag transfers between users are free. The USD account article says USD Global Payouts via SWIFT are temporarily unavailable.
Currency conversion
0.5%–1.75%
Applies to non-USD card spend. The rate depends on country of residence, country of the transaction and card program. Non-USD transactions under $25 cost $0.10 more. Insufficient-balance declines cost $0.50. KAST Business pays 1.75% (minimum $0.25). Eligible BRL card purchases have 0% FX.
Card
Virtual: 2 included (a $2 issuance fee applies in some regions); physical: $0 card + $40 delivery
Standard tier. Premium and Private memberships include their physical cards. Maximum 10 cards per account. KAST Business: virtual cards free, plastic $40, metal $200.
ATM withdrawals
$3 + 2% (plus FX fee if non-USD)
Physical card only. Limit: up to $500 per withdrawal and up to 3 withdrawals or $1,500 per 24 hours. Older articles say $250 per withdrawal and $750 per 24 hours; I used the fees page and the limits article updated 17 Oct 2026.
Can I open it from my country?
| Where you live | Personal | Business owner |
|---|---|---|
| Afghanistan | Not published | Not published |
| Åland Islands | Not published | Not published |
| Albania | Not published | Not published |
| Algeria | Not published | Not published |
| American Samoa | Not published | Not published |
| Andorra | Not published | Not published |
| Angola | Not published | Not published |
| Anguilla | Not published | Not published |
| Antarctica | Not published | Not published |
| Antigua and Barbuda | Not published | Not published |
| Argentina | Accepted | Accepted |
| Armenia | Not published | Not published |
| Aruba | Not published | Not published |
| Australia | Not published | Not published |
| Austria | Not published | Not published |
| Azerbaijan | Not published | Not published |
| Bahamas | Not published | Not published |
| Bahrain | Not published | Not published |
| Bangladesh | Not published | Not published |
| Barbados | Not published | Not published |
| Belarus | Not published | Not published |
| Belgium | Not published | Not published |
| Belize | Not published | Not published |
| Benin | Not published | Not published |
| Bermuda | Not published | Not published |
| Bhutan | Not published | Not published |
| Bolivia | Not published | Not published |
| Bosnia and Herzegovina | Not published | Not published |
| Botswana | Not published | Not published |
| Bouvet Island | Not published | Not published |
| Brazil | Accepted | Accepted |
| British Indian Ocean Territory | Not published | Not published |
| British Virgin Islands | Not published | Not published |
| Brunei | Not published | Not published |
| Bulgaria | Not published | Not published |
| Burkina Faso | Not published | Not published |
| Burundi | Not published | Not published |
| Cambodia | Not published | Not published |
| Cameroon | Not published | Not published |
| Canada | Not published | Not published |
| Cape Verde | Not published | Not published |
| Caribbean Netherlands | Not published | Not published |
| Cayman Islands | Not published | Not published |
| Central African Republic | Not published | Not published |
| Chad | Not published | Not published |
| Chile | Not published | Not published |
| China | Not published | Not published |
| Christmas Island | Not published | Not published |
| Cocos (Keeling) Islands | Not published | Not published |
| Colombia | Accepted | Accepted |
| Comoros | Not published | Not published |
| Cook Islands | Not published | Not published |
| Costa Rica | Not published | Not published |
| Côte d'Ivoire | Not published | Not published |
| Croatia | Not published | Not published |
| Cuba | Not published | Not published |
| Curaçao | Not published | Not published |
| Cyprus | Not published | Not published |
| Czechia | Not published | Not published |
| Denmark | Not published | Not published |
| Djibouti | Not published | Not published |
| Dominica | Not published | Not published |
| Dominican Republic | Not published | Not published |
| DR Congo | Not published | Not published |
| Ecuador | Not published | Not published |
| Egypt | Not published | Not published |
| El Salvador | Not published | Not published |
| Equatorial Guinea | Not published | Not published |
| Eritrea | Not published | Not published |
| Estonia | Not published | Not published |
| Eswatini | Not published | Not published |
| Ethiopia | Not published | Not published |
| Falkland Islands | Not published | Not published |
| Faroe Islands | Not published | Not published |
| Fiji | Not published | Not published |
| Finland | Not published | Not published |
| France | Not published | Not published |
| French Guiana | Not published | Not published |
| French Polynesia | Not published | Not published |
| French Southern Territories | Not published | Not published |
| Gabon | Not published | Not published |
| Gambia | Not published | Not published |
| Georgia | Not published | Not published |
| Germany | Not published | Not published |
| Ghana | Not published | Not published |
| Gibraltar | Not published | Not published |
| Greece | Not published | Not published |
| Greenland | Not published | Not published |
| Grenada | Not published | Not published |
| Guadeloupe | Not published | Not published |
| Guam | Not published | Not published |
| Guatemala | Not published | Not published |
| Guernsey | Not published | Not published |
| Guinea | Not published | Not published |
| Guinea-Bissau | Not published | Not published |
| Guyana | Not published | Not published |
| Haiti | Not published | Not published |
| Heard and McDonald Islands | Not published | Not published |
| Honduras | Not published | Not published |
| Hong Kong | Not published | Not published |
| Hungary | Not published | Not published |
| Iceland | Not published | Not published |
| India | Not published | Not published |
| Indonesia | Not published | Not published |
| Iran | Not published | Not published |
| Iraq | Not published | Not published |
| Ireland | Not published | Not published |
| Isle of Man | Not published | Not published |
| Israel | Not published | Not published |
| Italy | Not published | Not published |
| Jamaica | Not published | Not published |
| Japan | Not published | Not published |
| Jersey | Not published | Not published |
| Jordan | Not published | Not published |
| Kazakhstan | Not published | Not published |
| Kenya | Not published | Not published |
| Kiribati | Not published | Not published |
| Kosovo | Not published | Not published |
| Kuwait | Not published | Not published |
| Kyrgyzstan | Not published | Not published |
| Laos | Not published | Not published |
| Latvia | Not published | Not published |
| Lebanon | Not published | Not published |
| Lesotho | Not published | Not published |
| Liberia | Not published | Not published |
| Libya | Not published | Not published |
| Liechtenstein | Not published | Not published |
| Lithuania | Not published | Not published |
| Luxembourg | Not published | Not published |
| Macao | Not published | Not published |
| Madagascar | Not published | Not published |
| Malawi | Not published | Not published |
| Malaysia | Not published | Not published |
| Maldives | Not published | Not published |
| Mali | Not published | Not published |
| Malta | Not published | Not published |
| Marshall Islands | Not published | Not published |
| Martinique | Not published | Not published |
| Mauritania | Not published | Not published |
| Mauritius | Not published | Not published |
| Mayotte | Not published | Not published |
| Mexico | Not published | Not published |
| Micronesia | Not published | Not published |
| Moldova | Not published | Not published |
| Monaco | Not published | Not published |
| Mongolia | Not published | Not published |
| Montenegro | Not published | Not published |
| Montserrat | Not published | Not published |
| Morocco | Not published | Not published |
| Mozambique | Not published | Not published |
| Myanmar | Not published | Not published |
| Namibia | Not published | Not published |
| Nauru | Not published | Not published |
| Nepal | Not published | Not published |
| Netherlands | Not published | Not published |
| New Caledonia | Not published | Not published |
| New Zealand | Not published | Not published |
| Nicaragua | Not published | Not published |
| Niger | Not published | Not published |
| Nigeria | Accepted | Accepted |
| Niue | Not published | Not published |
| Norfolk Island | Not published | Not published |
| North Korea | Not published | Not published |
| North Macedonia | Not published | Not published |
| Northern Mariana Islands | Not published | Not published |
| Norway | Not published | Not published |
| Oman | Not published | Not published |
| Pakistan | Not published | Not published |
| Palau | Not published | Not published |
| Palestine | Not published | Not published |
| Panama | Not published | Not published |
| Papua New Guinea | Not published | Not published |
| Paraguay | Not published | Not published |
| Peru | Not published | Not published |
| Philippines | Not published | Not published |
| Pitcairn Islands | Not published | Not published |
| Poland | Not published | Not published |
| Portugal | Not published | Not published |
| Puerto Rico | Not published | Not published |
| Qatar | Not published | Not published |
| Republic of the Congo | Not published | Not published |
| Réunion | Not published | Not published |
| Romania | Not published | Not published |
| Russia | Not published | Not published |
| Rwanda | Not published | Not published |
| Samoa | Not published | Not published |
| San Marino | Not published | Not published |
| São Tomé and Príncipe | Not published | Not published |
| Saudi Arabia | Not published | Not published |
| Senegal | Not published | Not published |
| Serbia | Not published | Not published |
| Seychelles | Not published | Not published |
| Sierra Leone | Not published | Not published |
| Singapore | Not published | Not published |
| Sint Maarten | Not published | Not published |
| Slovakia | Not published | Not published |
| Slovenia | Not published | Not published |
| Solomon Islands | Not published | Not published |
| Somalia | Not published | Not published |
| South Africa | Not published | Not published |
| South Georgia and South Sandwich Islands | Not published | Not published |
| South Korea | Not published | Not published |
| South Sudan | Not published | Not published |
| Spain | Not published | Not published |
| Sri Lanka | Not published | Not published |
| St Barthélemy | Not published | Not published |
| St Helena | Not published | Not published |
| St Kitts and Nevis | Not published | Not published |
| St Lucia | Not published | Not published |
| St Martin | Not published | Not published |
| St Pierre and Miquelon | Not published | Not published |
| St Vincent and the Grenadines | Not published | Not published |
| Sudan | Not published | Not published |
| Suriname | Not published | Not published |
| Svalbard and Jan Mayen | Not published | Not published |
| Sweden | Not published | Not published |
| Switzerland | Not published | Not published |
| Syria | Not published | Not published |
| Taiwan | Not published | Not published |
| Tajikistan | Not published | Not published |
| Tanzania | Not published | Not published |
| Thailand | Not published | Not published |
| Timor-Leste | Not published | Not published |
| Togo | Not published | Not published |
| Tokelau | Not published | Not published |
| Tonga | Not published | Not published |
| Trinidad and Tobago | Not published | Not published |
| Tunisia | Not published | Not published |
| Türkiye | Not published | Not published |
| Turkmenistan | Not published | Not published |
| Turks and Caicos Islands | Not published | Not published |
| Tuvalu | Not published | Not published |
| U.S. Outlying Islands | Not published | Not published |
| U.S. Virgin Islands | Not published | Not published |
| Uganda | Not published | Not published |
| Ukraine | Not published | Not published |
| United Arab Emirates | Not published | Not published |
| United Kingdom | Not published | Not published |
| United States | Accepted | Accepted |
| Uruguay | Not published | Not published |
| Uzbekistan | Not published | Not published |
| Vanuatu | Not published | Not published |
| Vatican City | Not published | Not published |
| Venezuela | Not published | Not published |
| Vietnam | Not published | Not published |
| Wallis and Futuna | Not published | Not published |
| Western Sahara | Not published | Not published |
| Yemen | Not published | Not published |
| Zambia | Not published | Not published |
| Zimbabwe | Not published | Not published |
No country matches that search.
Accepted named on KAST’s pages Not excluded only sanctioned countries are ruled out Limited opens with restrictions Not accepted can’t open from here Not published KAST doesn’t say
250 countries and territories.
Is my money safe?
No deposit insuranceNo deposit insurance. KAST's Terms say accounts are not insured against losses. The Reserve Account terms say balances are not covered by FDIC, FSCS or any other deposit guarantee scheme.
- Technology companyKAST calls itself a technology company, not a bank. Regulated services (virtual accounts, cards, custody, on/off ramp) come from licensed partners. The Terms treat a crypto deposit as a sale to KAST: the user then holds a USD-denominated debt claim against KAST, not a deposit. Cards are issued by Third National, with Rain (Signify Holdings, Inc.) as program manager, per the KAST Brasil terms.
- No licence named KAST's own pages name no licence held by any KAST entity. They describe KAST as a tech company using licensed partners. KAST Brasil has a CNPJ and plans to file for Brazilian VASP authorisation by 30 Oct 2026. KAST says it is not licensed yet. I did not check an Anjouan register; Reg No. 16223 is a company registration number, not a licence.
- Legal entities
- KAST Tech (Reg No. 16223) · Anjouan, Union of Comoros
- KAST Prestadora de Serviços de Ativos Virtuais Ltda. (CNPJ 68.675.443/0001-16) · Brazil
- Partner banks Leads Bank (USA), named by KAST as partner for the USD virtual account Third National (San Juan, Puerto Rico), card issuer BANEX Microfinance Bank Limited (Nigeria), markets the card to Nigerian users
- Deposit protectionNo deposit insurance. KAST's Terms say accounts are not insured against losses. The Reserve Account terms say balances are not covered by FDIC, FSCS or any other deposit guarantee scheme.
- Who holds the moneyCustodial by default. Crypto sent to KAST is sold to KAST and held by a partner custodian (such as BitGo) for KAST. The user holds a USD-denominated claim on KAST. Self-Custody Mode (KAST Personal, where enabled) holds the USD balance as USDC in a dedicated Privy wallet on Solana. USDKY vault balances also sit in a Privy wallet.
KAST vs the alternatives
| Feature | KAST — | Wirex — | Xapo Bank — | RedotPay — |
|---|---|---|---|---|
| Who it’s for | People and companies | People and companies | People and companies | For people |
| USD account (ACH) | Yes | Yes | Yes | No |
| EUR IBAN | Yes | Yes | Yes | Yes |
| GBP account | No | Yes | Yes | Yes |
| Card | Visa | Visa | Visa and Mastercard | Visa |
| Monthly fee | $0 (Standard) | $0 | $1,000/year membership | $0 |
| Send and withdraw | USD ACH $1 or wire $15 (+0.08%), SWIFT $35; local currency typically $2 + 1% FX | Not published | SEPA €0.15; FPS £0.15; ACH $30 + 0.15%; SWIFT 0.2% + £25 | Crypto withdrawals: network fee; local-currency payouts: fee per currency/method shown in app; internal transfers free |
| Currency conversion | 0.5%–1.75% | 0% on card spending | 0% on card spending | 1.2% (transactions not in the card currency) + 1% crypto conversion fee |
| Stablecoins | USDC, USDT, PYUSD, RLUSD | USDC, USDT, EURC | No | USDT, USDC, RLUSD |
| Interest on balances | Reserve Rewards (promotional cashback, not interest) on USD in the Reserve Account: 8% Standard, up to 10% Premium (first $50k), up to 12% Private (first $200k); variable T-bill-linked APY in the USDKY vault | Up to 9.75% APY on stablecoins (DeFi-based, variable) | USD Savings 4.1% variable; BTC Savings 0.25% (up to 2 BTC); paid daily in BTC | Variable APY on USDC/USDT through Earn (offered by RedotPay Panama), selected regions only |
| Deposit protection | Not insured | Not insured | Deposit scheme | Not insured |
KAST — Wirex — Xapo Bank — RedotPay —
Who can open it
Who it’s for
KAST People and companies
Wirex People and companies
Xapo Bank People and companies
RedotPay For people
Account
USD account (ACH)
KAST Yes
Wirex Yes
Xapo Bank Yes
RedotPay No
EUR IBAN
KAST Yes
Wirex Yes
Xapo Bank Yes
RedotPay Yes
GBP account
KAST No
Wirex Yes
Xapo Bank Yes
RedotPay Yes
Card
KAST Visa
Wirex Visa
Xapo Bank Visa and Mastercard
RedotPay Visa
Fees
Monthly fee
KAST $0 (Standard)
Wirex $0
Xapo Bank $1,000/year membership
RedotPay $0
Send and withdraw
KAST USD ACH $1 or wire $15 (+0.08%), SWIFT $35; local currency typically $2 + 1% FX
Wirex Not published
Xapo Bank SEPA €0.15; FPS £0.15; ACH $30 + 0.15%; SWIFT 0.2% + £25
RedotPay Crypto withdrawals: network fee; local-currency payouts: fee per currency/method shown in app; internal transfers free
Currency conversion
KAST 0.5%–1.75%
Wirex 0% on card spending
Xapo Bank 0% on card spending
RedotPay 1.2% (transactions not in the card currency) + 1% crypto conversion fee
Your money
Stablecoins
KAST USDC, USDT, PYUSD, RLUSD
Wirex USDC, USDT, EURC
Xapo Bank No
RedotPay USDT, USDC, RLUSD
Interest on balances
KAST Reserve Rewards (promotional cashback, not interest) on USD in the Reserve Account: 8% Standard, up to 10% Premium (first $50k), up to 12% Private (first $200k); variable T-bill-linked APY in the USDKY vault
Wirex Up to 9.75% APY on stablecoins (DeFi-based, variable)
Xapo Bank USD Savings 4.1% variable; BTC Savings 0.25% (up to 2 BTC); paid daily in BTC
RedotPay Variable APY on USDC/USDT through Earn (offered by RedotPay Panama), selected regions only
Deposit protection
KAST Not insured
Wirex Not insured
Xapo Bank Deposit scheme
RedotPay Not insured
Every cell comes from that company’s own pages.
Questions people ask
Is KAST a bank?
No. KAST is a technology company. It names these partner banks: Leads Bank (USA), named by KAST as partner for the USD virtual account, Third National (San Juan, Puerto Rico), card issuer and BANEX Microfinance Bank Limited (Nigeria), markets the card to Nigerian users.
Is money in KAST protected?
No deposit insurance. KAST's Terms say accounts are not insured against losses. The Reserve Account terms say balances are not covered by FDIC, FSCS or any other deposit guarantee scheme.
Who can open KAST?
Individuals 18+ living in a KAST-supported country (the list appears only in the app; US residents can join and give an SSN), plus companies through KAST Business KYB, which is still in beta.
Do I need an SSN or ITIN?
KAST asks US residents for an SSN. Its pages don’t mention an ITIN. A passport alone works as ID.
How long does approval take?
Personal: 10–15 minutes (automated); 1–3 business days (manual review). Business: Most accounts live within 24 hours of submission.
Can Upwork, Fiverr, PayPal and Stripe pay into KAST?
Confirmed by KAST: PayPal and Stripe. Not confirmed on its own pages: Upwork, Fiverr, Deel and Payoneer.
How much does it cost to send or withdraw money?
USD ACH $1 or wire $15 (+0.08%), SWIFT $35; local currency typically $2 + 1% FX.
Does KAST have a card?
Yes, a Visa card, virtual and physical. Card fees: Virtual: 2 included (a $2 issuance fee applies in some regions); physical: $0 card + $40 delivery. It works with Apple Pay and Google Pay.
Can I hold crypto in KAST?
Stablecoins: USDC, USDT, PYUSD and RLUSD. No other crypto is held in the balance.
Does KAST pay interest on balances?
Reserve Rewards (promotional cashback, not interest) on USD in the Reserve Account: 8% Standard, up to 10% Premium (first $50k), up to 12% Private (first $200k); variable T-bill-linked APY in the USDKY vault.
Facts last verified against 28 pages on KAST’s own sites. Report a mistake